The importance of investing in insurance for aesthetics practitioners
In this chapter we explain why it is important to get the right cover
Insurance is an essential investment for any aesthetic professional and, like any investment, it’s important to look at quality, substance and a high level of support services rather than just price alone when choosing which cover is best for you.
When starting your aesthetics journey, choosing your insurance partner should be as important a consideration as your product or your training provider. It won’t necessarily define your business but one day it could save your business. At Hamilton Fraser, we offer far more than just insurance. We constantly review the market and talk to our customers, to make sure that the service and cover we provide reflect our ever-changing environment and evolving customer needs. Our expert inhouse claims team is on hand to provide tailored support based on your individual requirements. Hamilton Fraser has seen plenty of change within the aesthetics sector since starting out in 1996 with our first customers, mainly nurses who were practising in a new health and beauty sector, aesthetic medicine. As we move into 2025, we’re looking forward to continuing to shape the future of this exciting and growing field, supporting the industry and improving standards for consumers in partnership with our customers, many of whom have been with us since the beginning.”
Make sure that all of the treatments you are performing are covered under the policy. Insurance is only as good as when you make a claim.
Choose an FCA-regulated broker to make sure your policy is reputable and covers all treatments
Understand your policy terms and conditions. A good policy includes access to advice and support when claims arise
Remember, insurance is only as good as its response when you need it
Practitioners must work with brokers who understand the complexities of the industry. When you deal with a broker like Hamilton Fraser, you can ask any question you want, and we can answer it because we understand the business you are in.
While claims cannot always be avoided, Hamilton Fraser’s focus remains on supporting practitioners every step of the way. Our dedicated team, unique approach to managing dissatisfaction, and commitment to continuous education mean our clients are always in the best hands. Remember: early notification is key to preventing claims from spiralling out of control.
For a deeper dive into how we handle claims and tips for practitioners, check out our article on complaints and claims handling and stay tuned for our upcoming podcast with Emma, where we’ll explore more behind the scenes insights and advice.
If you are a Hamilton Fraser customer and have a claim raised against you, or if you would like to find out more information about becoming a customer, please get in touch with the team.
It's essential for protecting my business and ensuring comprehensive support in case of a claim
It's important, but price and basic coverage are my primary considerations
