Medical indemnity insurance for doctors
Medical indemnity insurance safeguards aesthetic doctors against claims and supports compliance
For aesthetic doctors, medical indemnity insurance is a critical safeguard in protecting them against potential claims and compliance with professional standards. Since 1996, Hamilton Fraser has been at the forefront of providing tailored insurance solutions for aesthetic practitioners, offering comprehensive coverage that aligns with the General Medical Council (GMC) requirements and supports the diverse needs of the cosmetic industry.
Aesthetic doctors are not currently required by law to have medical indemnity insurance, but membership is often a requirement of regulatory and industry bodies such as the GMC.
This requirement is mandatory and must be in place when applying to join or renew registration and when practising. Insurance will become a legal requirement under proposed new regulations and a licensing scheme for cosmetic practitioners, which are likely to come into effect in late 2025/early 2026.
Aesthetic doctors face unique risks associated with non-surgical cosmetic treatments, ranging from dissatisfaction claims to allegations of negligence. Without adequate insurance, you could be left to cover significant legal and compensation costs personally.
Medical indemnity insurance safeguards your professional reputation, provides peace of mind and demonstrates to your patients that you meet the highest standards of care.
Legal protection: Covers the costs of defending claims against you. This also includes treatment errors, misdiagnosis, or adverse outcomes
GMC compliance: Make sure you meet the GMC's mandatory requirement for adequate indemnity coverage, protecting your ability to practise
Reputation management: Helps maintain trust and confidence in your services, which is vital in the highly competitive aesthetics industry
Hamilton Fraser's insurance packages are tailored to the needs of aesthetic doctors, providing robust protection for both new and established practitioners.