Total Landlord’s ‘landlord insurance checklist’
This checklist will help make sure that you have all the necessary cover in place to protect your property
When comparing landlord insurance policies, it’s important to know what questions to ask to make sure your specific needs are covered.
You can find a wider range of landlord insurance FAQs to help you on our website.
We’ve also put together a basic quickfire landlord insurance checklist of what we offer based on questions landlords often ask us, to help you make sure you get the best landlord insurance cover for your needs when comparing buy to let insurance with other providers:
No, you won’t pay any more. Our insurance accommodates all types of tenants (subject to the landlord having full control and an assured shorthold tenancy agreement in place) such as benefit recipients, students, retired people or professional tenants, with no difference in cover or price.
We provide full cover between tenancies for up to 90 days *** subject to policy terms and conditions
Theft cover including by tenants and their guests is included as standard
You don’t have to, but we’d highly recommend it. At Total Landlord we include public liability with a minimum of £5,000,000 limit of indemnity as standard with our Premier policy (our Essential policy covers £2,000,000).
Should you find yourself having to make a claim it’s quick and easy with Total Landlord.
This is partly due to our experience (there’s little we’ve not dealt with before), but also because unlike many of our competitors we have a UK based in-house claims team (they work in the same building as the rest of us) who make decisions on a case-by-case basis and have the authority to make payments on behalf of insurers, offering seamless claims management and putting the customer at the heart of the process.
Not at all. We obviously want you to take out landlord insurance with us, but our team is trained to provide you with what is known as an ‘advised sale’.
This means that the advisor you are talking to will seek to understand your landlord situation and offer tailored guidance on what cover you need based on your particular set of circumstances.
We’d rather have landlords that stay with us for ten years or more than make a quick sale to someone that leaves after a year. After all, a happy client is far more beneficial to us too!
That’s a fair question. Well, we were the first company to start offering dedicated landlord insurance and obviously we think that what we offer is still the best service and best insurance on the market today.
But also, other landlords – like yourself – have voted us as the ‘Best Landlord Insurance Provider’ five times at the Insurance Choice Awards, and we’re the NRLA's recommended landlord insurance partner, which must mean we’re doing something right.
To find out which landlord insurance cover is best for you, get in touch with the team at Total Landlord by calling 0800 63 43 880 or if you’d prefer you can get a quote online.
To find out which landlord insurance cover is best for you, get in touch with the team at Total Landlord Insurance by calling 0800 63 43 880 or get a quote online.
